Meet Our Team

Managing Director

jan spicer

Janice Spicer

I founded Valiant Financial Solutions Limited, having previously worked with another financial mortgage brokerage as Director of Training & Development. My background is in the Financial Retail sector working at Abbey National as Area Manager of the Retail Branch network and Centre Manager of a large Contact Centre in Bournemouth dealing with secured & unsecured loans together with protection.

When working at the previous brokerage, I identified how difficult it was for Advisors to move from a Corporate to self-employed environment. When setting up Valiant FS, I wanted a team of Advisors, who felt supported, listened to and very much an integral part of the business. They also need to demonstrate the Valiant FS values of looking after clients fully by providing excellent advice, ensuring that they identify and meet all customers needs and provide a first-class customer service.

I am not a selling principle of the business but, having been a client myself, I know what I would want from an advisor and business and collaborate with my advisors to achieve this.

For myself – in my leisure time I love to play golf, spend time with my three gorgeous grandchildren, go to the theatre/cinema or socialise with my family and friends.

Director and Selling Principle

Zeahrab Hussain

Zeahrab Hussain

I have been working in the financial industry since 2005 having started my career with HFC Bank. This allowed me to gain valuable experience in dealing with customer credit scoring and credit history. I completed a short stint with Citi Financial dealing with personal loans before moving to the Royal Bank of Scotland Group as a mortgage consultant. I have extensive experience in the mortgage business offering advice on a wide range of products to my customers.

My mantra is that the customer comes first and I won many awards at RBS for excellence in customer service.

Not only do I provide answers to your initial enquiry, help you to get your mortgage to completion but you would also become my client for life and I would encourage you to call upon me at any stage or change of circumstance enabling me to ensure that your needs are fully covered.

Having been in the banking world for over 8 years I decided it was time for a change and made the move to Valiant Financial Solutions as a mortgage adviser.

I am a staunch family man & my family mean everything to me. I mix work around my daughter Amirah, so I understand how important family is. I take this knowledge, experience and understanding with me, when speaking to my clients. I understand that when you apply for a mortgage you are investing in a home for you and your family and it is my job to help you get the home you want, whilst making sure you are financially secured moving forward.


Mortgage & Protection Advisor


Kingsley Digby

I am a family person with 2 children and like most parents, my children are my world and they are the reason I get up in mornings to go to work to make their lives a little better.

I have been in the Financial Industry since 1997 when I started working for Pearl Assurance, after finishing university having achieved an Upper Second Class Degree in Business and Finance. Having been in the financial industry for such a length of time, I have dealt with all sorts of customers therefore I am confident of not just meeting my customer’s expectations but exceeding them. Indeed, my philosophy in life is to treat people the way you want to be treated and I carry this in my working life as well. This means I strive to do the right things for my customers without compromise while aiming to meet their objectives and making them happy. I am happy when my clients are happy. A little about my working background, I was initially employed as Agent and within 3 years I was promoted to Area Manager status when I completed the Financial Planning Certificates. I was made redundant in 2003 and I joined Aviva that year where I worked for nearly 10 years advising clients on Savings, Investments, Pensions, Protection, Annuity and Equity Release/Life Time Mortgages. When I was made redundant again I joined Talk Financial Solutions as an Independent Financial Adviser (IFA) advising primarily on mortgages and protection.

Anju Swami

I started working within the financial industry in 2005 with HSBC Bank. I gained knowledge of assessing credit applications, underwriting and later moving on to deal with customer complaints. This allowed me to gain valuable experience in a variety of roles within the financial sector and so my knowledge is varied in this field.

After successfully completing my certificate in mortgage advice and practice, I moved to Valiant Financial Solutions as a Mortgage and Protection Advisor. I chose this role as it was something that interested me and it was what I wanted to do in the future. I love meeting and talking to people from a variety of backgrounds, which this role allows me to do.

Throughout my career, I have always put the customers needs and requirements first and continue to do this. I would be more than happy to assist you with your requirements and will continue to help you should your circumstances change in the future and I am confident that Valiant Financial Solutions will be able to meet your expectations.


John-Paul Jenkins

I have worked in the mortgage industry for 12 years having spent 8 years with Barclays Bank and the last 4 years as a Mortgage Broker so I have great experience in meeting your mortgage and protection needs.

As a mortgage is the largest debt you’re ever going to take I take great pride in doing the very best for my clients. I want to help you achieve your goals whether that’s buying your dream home or your just simply remortgaging for home improvements or debt consolidation. My aim is to make the process as smooth as possible and take the burden off your shoulders and treat you the same way I would like to be treated.

After our first transaction I would very much like you to consider me your personal mortgage advisor and call on me whenever you feel you may need my services.

In my spare time, I love nothing more than to spend it with my family. Having two young children I understand how hectic family life can be and how important your free time is and that you want to spend it doing the things you enjoy with the people you love.

Your home may be repossessed if you do not keep up repayments on your mortgage.